diff --git a/app/pages/common.py b/app/pages/common.py
index 2e7989e..deccfd4 100644
--- a/app/pages/common.py
+++ b/app/pages/common.py
@@ -67,8 +67,8 @@ def strategy_catalog() -> list[dict[str, Any]]:
     ]
 
 
-def quick_recommendations() -> list[dict[str, str]]:
-    portfolio = portfolio_snapshot()
+def quick_recommendations(portfolio: dict[str, Any] | None = None) -> list[dict[str, str]]:
+    portfolio = portfolio or portfolio_snapshot()
     ltv_gap = (portfolio["margin_call_ltv"] - portfolio["ltv_ratio"]) * 100
     return [
         {
diff --git a/app/pages/options.py b/app/pages/options.py
index 5683f37..b3fef59 100644
--- a/app/pages/options.py
+++ b/app/pages/options.py
@@ -11,19 +11,29 @@ from app.services.runtime import get_data_service
 
 @ui.page("/options")
 async def options_page() -> None:
-    chain_data = await get_data_service().get_options_chain("GLD")
-    chain = list(chain_data.get("rows") or [*chain_data.get("calls", []), *chain_data.get("puts", [])])
-    expiries = list(chain_data.get("expirations") or sorted({row["expiry"] for row in chain}))
-    strike_values = sorted({float(row["strike"]) for row in chain})
+    data_service = get_data_service()
+    expirations_data = await data_service.get_option_expirations("GLD")
+    expiries = list(expirations_data.get("expirations") or [])
+    default_expiry = expiries[0] if expiries else None
+    chain_data = await data_service.get_options_chain_for_expiry("GLD", default_expiry)
 
-    selected_expiry = {"value": expiries[0] if expiries else None}
-    strike_range = {
-        "min": strike_values[0] if strike_values else 0.0,
-        "max": strike_values[-1] if strike_values else 0.0,
+    chain_state = {
+        "data": chain_data,
+        "rows": list(chain_data.get("rows") or [*chain_data.get("calls", []), *chain_data.get("puts", [])]),
     }
+    selected_expiry = {"value": chain_data.get("selected_expiry") or default_expiry}
     selected_strategy = {"value": strategy_catalog()[0]["label"]}
     chosen_contracts: list[dict[str, Any]] = []
 
+    def strike_bounds(rows: list[dict[str, Any]]) -> tuple[float, float]:
+        strike_values = sorted({float(row["strike"]) for row in rows})
+        if not strike_values:
+            return 0.0, 0.0
+        return strike_values[0], strike_values[-1]
+
+    initial_min_strike, initial_max_strike = strike_bounds(chain_state["rows"])
+    strike_range = {"min": initial_min_strike, "max": initial_max_strike}
+
     with dashboard_page(
         "Options Chain",
         "Browse GLD contracts, filter by expiry and strike range, inspect Greeks, and attach contracts to hedge workflows.",
@@ -35,34 +45,17 @@ async def options_page() -> None:
             ):
                 ui.label("Filters").classes("text-lg font-semibold text-slate-900 dark:text-slate-100")
                 expiry_select = ui.select(expiries, value=selected_expiry["value"], label="Expiry").classes("w-full")
-                min_strike = ui.number(
-                    "Min strike",
-                    value=strike_range["min"],
-                    min=strike_values[0] if strike_values else 0.0,
-                    max=strike_values[-1] if strike_values else 0.0,
-                    step=5,
-                ).classes("w-full")
-                max_strike = ui.number(
-                    "Max strike",
-                    value=strike_range["max"],
-                    min=strike_values[0] if strike_values else 0.0,
-                    max=strike_values[-1] if strike_values else 0.0,
-                    step=5,
-                ).classes("w-full")
+                min_strike = ui.number("Min strike", value=strike_range["min"], step=5).classes("w-full")
+                max_strike = ui.number("Max strike", value=strike_range["max"], step=5).classes("w-full")
                 strategy_select = ui.select(
                     [item["label"] for item in strategy_catalog()],
                     value=selected_strategy["value"],
                     label="Add to hedge strategy",
                 ).classes("w-full")
 
-                source_label = f"Source: {chain_data.get('source', 'unknown')}"
-                if chain_data.get("updated_at"):
-                    source_label += f" · Updated {chain_data['updated_at']}"
-                ui.label(source_label).classes("text-xs text-slate-500 dark:text-slate-400")
-                if chain_data.get("error"):
-                    ui.label(f"Options data unavailable: {chain_data['error']}").classes(
-                        "text-xs text-amber-700 dark:text-amber-300"
-                    )
+                source_html = ui.html("").classes("text-xs text-slate-500 dark:text-slate-400")
+                error_html = ui.html("").classes("text-xs text-amber-700 dark:text-amber-300")
+                loading_html = ui.html("").classes("text-xs text-sky-700 dark:text-sky-300")
 
             selection_card = ui.card().classes(
                 "w-full rounded-2xl border border-slate-200 bg-white shadow-sm dark:border-slate-800 dark:bg-slate-900"
@@ -70,15 +63,27 @@ async def options_page() -> None:
 
         chain_table = ui.html("").classes("w-full")
         greeks = GreeksTable([])
+        quick_add = ui.card().classes(
+            "w-full rounded-2xl border border-slate-200 bg-white shadow-sm dark:border-slate-800 dark:bg-slate-900"
+        )
+
+        def sync_status() -> None:
+            current_data = chain_state["data"]
+            source_label = f"Source: {current_data.get('source', 'unknown')}"
+            if current_data.get("updated_at"):
+                source_label += f" · Updated {current_data['updated_at']}"
+            source_html.content = source_label
+            source_html.update()
+
+            error_message = current_data.get("error") or expirations_data.get("error")
+            error_html.content = f"Options data unavailable: {error_message}" if error_message else ""
+            error_html.update()
 
         def filtered_rows() -> list[dict[str, Any]]:
-            if not selected_expiry["value"]:
-                return []
             return [
                 row
-                for row in chain
-                if row["expiry"] == selected_expiry["value"]
-                and strike_range["min"] <= float(row["strike"]) <= strike_range["max"]
+                for row in chain_state["rows"]
+                if strike_range["min"] <= float(row["strike"]) <= strike_range["max"]
             ]
 
         def render_selection() -> None:
@@ -100,10 +105,7 @@ async def options_page() -> None:
             chosen_contracts.append(contract)
             render_selection()
             greeks.set_options(chosen_contracts[-6:])
-            ui.notify(
-                f"Added {contract['symbol']} to {selected_strategy['value']}",
-                color="positive",
-            )
+            ui.notify(f"Added {contract['symbol']} to {selected_strategy['value']}", color="positive")
 
         def render_chain() -> None:
             rows = filtered_rows()
@@ -125,7 +127,8 @@ async def options_page() -> None:
                     </thead>
                     <tbody>
             """
-                + "".join(f"""
+                + "".join(
+                    f"""
                         <tr class='border-b border-slate-200 dark:border-slate-800'>
                             <td class='px-4 py-3 font-medium text-slate-900 dark:text-slate-100'>{row['symbol']}</td>
                             <td class='px-4 py-3 text-slate-600 dark:text-slate-300'>{row['type'].upper()}</td>
@@ -136,7 +139,9 @@ async def options_page() -> None:
                             <td class='px-4 py-3 text-slate-600 dark:text-slate-300'>Δ {float(row.get('delta', 0.0)):+.3f} · Γ {float(row.get('gamma', 0.0)):.3f} · Θ {float(row.get('theta', 0.0)):+.3f}</td>
                             <td class='px-4 py-3 text-sky-600 dark:text-sky-300'>Use quick-add buttons below</td>
                         </tr>
-                """ for row in rows)
+                """
+                    for row in rows
+                )
                 + (
                     ""
                     if rows
@@ -162,32 +167,48 @@ async def options_page() -> None:
                         ).props("outline color=primary")
             greeks.set_options(rows[:6])
 
-        quick_add = ui.card().classes(
-            "w-full rounded-2xl border border-slate-200 bg-white shadow-sm dark:border-slate-800 dark:bg-slate-900"
-        )
+        async def load_expiry_chain(expiry: str | None) -> None:
+            selected_expiry["value"] = expiry
+            loading_html.content = "Loading selected expiry…" if expiry else ""
+            loading_html.update()
+
+            next_chain = await data_service.get_options_chain_for_expiry("GLD", expiry)
+            chain_state["data"] = next_chain
+            chain_state["rows"] = list(next_chain.get("rows") or [*next_chain.get("calls", []), *next_chain.get("puts", [])])
+
+            min_value, max_value = strike_bounds(chain_state["rows"])
+            strike_range["min"] = min_value
+            strike_range["max"] = max_value
+            min_strike.value = min_value
+            max_strike.value = max_value
+
+            loading_html.content = ""
+            loading_html.update()
+            sync_status()
+            render_chain()
 
         def update_filters() -> None:
-            selected_expiry["value"] = expiry_select.value
             strike_range["min"] = float(min_strike.value or 0.0)
             strike_range["max"] = float(max_strike.value or 0.0)
             if strike_range["min"] > strike_range["max"]:
-                strike_range["min"], strike_range["max"] = (
-                    strike_range["max"],
-                    strike_range["min"],
-                )
+                strike_range["min"], strike_range["max"] = (strike_range["max"], strike_range["min"])
                 min_strike.value = strike_range["min"]
                 max_strike.value = strike_range["max"]
             render_chain()
 
-        expiry_select.on_value_change(lambda _: update_filters())
+        async def on_expiry_change(event: Any) -> None:
+            await load_expiry_chain(event.value)
+
+        expiry_select.on_value_change(on_expiry_change)
         min_strike.on_value_change(lambda _: update_filters())
         max_strike.on_value_change(lambda _: update_filters())
 
-        def on_strategy_change(event) -> None:
-            selected_strategy["value"] = event.value  # type: ignore[assignment]
+        def on_strategy_change(event: Any) -> None:
+            selected_strategy["value"] = event.value
             render_selection()
 
         strategy_select.on_value_change(on_strategy_change)
 
+        sync_status()
         render_selection()
         render_chain()
diff --git a/app/pages/overview.py b/app/pages/overview.py
index 186c71c..229bc3e 100644
--- a/app/pages/overview.py
+++ b/app/pages/overview.py
@@ -1,48 +1,98 @@
 from __future__ import annotations
 
+from datetime import UTC, datetime
+
 from nicegui import ui
 
 from app.components import PortfolioOverview
-from app.pages.common import (
-    dashboard_page,
-    portfolio_snapshot,
-    quick_recommendations,
-    recommendation_style,
-    strategy_catalog,
-)
+from app.models.portfolio import PortfolioConfig, get_portfolio_repository
+from app.pages.common import dashboard_page, quick_recommendations, recommendation_style, strategy_catalog
+from app.services.runtime import get_data_service
+
+_REFERENCE_SPOT_PRICE = 215.0
+_DEFAULT_CASH_BUFFER = 18_500.0
+
+
+def _format_timestamp(value: str | None) -> str:
+    if not value:
+        return "Unavailable"
+    try:
+        timestamp = datetime.fromisoformat(value.replace("Z", "+00:00"))
+    except ValueError:
+        return value
+    return timestamp.astimezone(UTC).strftime("%Y-%m-%d %H:%M:%S UTC")
+
+
+def _build_live_portfolio(config: PortfolioConfig, quote: dict[str, object]) -> dict[str, float | str]:
+    spot_price = float(quote.get("price", _REFERENCE_SPOT_PRICE))
+    configured_gold_value = float(config.gold_value)
+    estimated_units = configured_gold_value / _REFERENCE_SPOT_PRICE if _REFERENCE_SPOT_PRICE > 0 else 0.0
+    live_gold_value = estimated_units * spot_price
+    loan_amount = float(config.loan_amount)
+    margin_call_ltv = float(config.margin_threshold)
+    ltv_ratio = loan_amount / live_gold_value if live_gold_value > 0 else 0.0
+
+    return {
+        "spot_price": spot_price,
+        "gold_units": estimated_units,
+        "gold_value": live_gold_value,
+        "loan_amount": loan_amount,
+        "ltv_ratio": ltv_ratio,
+        "net_equity": live_gold_value - loan_amount,
+        "margin_call_ltv": margin_call_ltv,
+        "margin_call_price": loan_amount / (margin_call_ltv * estimated_units) if estimated_units > 0 else 0.0,
+        "cash_buffer": max(live_gold_value - configured_gold_value, 0.0) + _DEFAULT_CASH_BUFFER,
+        "hedge_budget": float(config.monthly_budget),
+        "quote_source": str(quote.get("source", "unknown")),
+        "quote_updated_at": str(quote.get("updated_at", "")),
+    }
 
 
 @ui.page("/")
 @ui.page("/overview")
-def overview_page() -> None:
-    portfolio = portfolio_snapshot()
+async def overview_page() -> None:
+    config = get_portfolio_repository().load()
+    data_service = get_data_service()
+    symbol = data_service.default_symbol
+    quote = await data_service.get_quote(symbol)
+    portfolio = _build_live_portfolio(config, quote)
+    quote_status = (
+        f"Live quote source: {portfolio['quote_source']} · "
+        f"Last updated {_format_timestamp(str(portfolio['quote_updated_at']))}"
+    )
 
     with dashboard_page(
         "Overview",
         "Portfolio health, LTV risk, and quick strategy guidance for the current GLD-backed loan.",
         "overview",
     ):
+        with ui.row().classes("w-full items-center justify-between gap-4 max-md:flex-col max-md:items-start"):
+            ui.label(quote_status).classes("text-sm text-slate-500 dark:text-slate-400")
+            ui.label(
+                f"Configured collateral baseline: ${config.gold_value:,.0f} · Loan ${config.loan_amount:,.0f}"
+            ).classes("text-sm text-slate-500 dark:text-slate-400")
+
         with ui.grid(columns=4).classes("w-full gap-4 max-lg:grid-cols-2 max-sm:grid-cols-1"):
             summary_cards = [
                 (
                     "Spot Price",
                     f"${portfolio['spot_price']:,.2f}",
-                    "GLD reference price",
+                    f"{symbol} live quote via {portfolio['quote_source']}",
                 ),
                 (
                     "Margin Call Price",
                     f"${portfolio['margin_call_price']:,.2f}",
-                    "Implied trigger level",
+                    "Implied trigger level from persisted portfolio settings",
                 ),
                 (
                     "Cash Buffer",
                     f"${portfolio['cash_buffer']:,.0f}",
-                    "Available liquidity",
+                    "Base liquidity plus unrealized gain cushion vs configured baseline",
                 ),
                 (
                     "Hedge Budget",
                     f"${portfolio['hedge_budget']:,.0f}",
-                    "Approved premium budget",
+                    "Monthly budget from saved settings",
                 ),
             ]
             for title, value, caption in summary_cards:
@@ -53,7 +103,7 @@ def overview_page() -> None:
                     ui.label(value).classes("text-3xl font-bold text-slate-900 dark:text-slate-50")
                     ui.label(caption).classes("text-sm text-slate-500 dark:text-slate-400")
 
-        portfolio_view = PortfolioOverview(margin_call_ltv=portfolio["margin_call_ltv"])
+        portfolio_view = PortfolioOverview(margin_call_ltv=float(portfolio["margin_call_ltv"]))
         portfolio_view.update(portfolio)
 
         with ui.row().classes("w-full gap-6 max-lg:flex-col"):
@@ -62,15 +112,15 @@ def overview_page() -> None:
             ):
                 with ui.row().classes("w-full items-center justify-between"):
                     ui.label("Current LTV Status").classes("text-lg font-semibold text-slate-900 dark:text-slate-100")
-                    ui.label(f"Threshold {portfolio['margin_call_ltv'] * 100:.0f}%").classes(
+                    ui.label(f"Threshold {float(portfolio['margin_call_ltv']) * 100:.0f}%").classes(
                         "rounded-full bg-rose-100 px-3 py-1 text-xs font-semibold text-rose-700 dark:bg-rose-500/15 dark:text-rose-300"
                     )
                 ui.linear_progress(
-                    value=portfolio["ltv_ratio"] / portfolio["margin_call_ltv"],
+                    value=float(portfolio["ltv_ratio"]) / max(float(portfolio["margin_call_ltv"]), 0.01),
                     show_value=False,
                 ).props("color=warning track-color=grey-3 rounded")
                 ui.label(
-                    f"Current LTV is {portfolio['ltv_ratio'] * 100:.1f}% with a margin buffer of {(portfolio['margin_call_ltv'] - portfolio['ltv_ratio']) * 100:.1f} percentage points."
+                    f"Current LTV is {float(portfolio['ltv_ratio']) * 100:.1f}% with a margin buffer of {(float(portfolio['margin_call_ltv']) - float(portfolio['ltv_ratio'])) * 100:.1f} percentage points."
                 ).classes("text-sm text-slate-600 dark:text-slate-300")
                 ui.label(
                     "Warning: if GLD approaches the margin-call price, collateral remediation or hedge monetization will be required."
@@ -93,7 +143,7 @@ def overview_page() -> None:
 
         ui.label("Quick Strategy Recommendations").classes("text-xl font-semibold text-slate-900 dark:text-slate-100")
         with ui.grid(columns=3).classes("w-full gap-4 max-lg:grid-cols-1"):
-            for rec in quick_recommendations():
+            for rec in quick_recommendations(portfolio):
                 with ui.card().classes(f"rounded-2xl border shadow-sm {recommendation_style(rec['tone'])}"):
                     ui.label(rec["title"]).classes("text-base font-semibold text-slate-900 dark:text-slate-100")
                     ui.label(rec["summary"]).classes("text-sm text-slate-600 dark:text-slate-300")
diff --git a/app/services/data_service.py b/app/services/data_service.py
index c181102..1996eea 100644
--- a/app/services/data_service.py
+++ b/app/services/data_service.py
@@ -57,9 +57,9 @@ class DataService:
         await self.cache.set_json(cache_key, quote)
         return quote
 
-    async def get_options_chain(self, symbol: str | None = None) -> dict[str, Any]:
+    async def get_option_expirations(self, symbol: str | None = None) -> dict[str, Any]:
         ticker_symbol = (symbol or self.default_symbol).upper()
-        cache_key = f"options:{ticker_symbol}"
+        cache_key = f"options:{ticker_symbol}:expirations"
 
         cached = await self.cache.get_json(cache_key)
         if cached and isinstance(cached, dict):
@@ -67,71 +67,141 @@ class DataService:
 
         quote = await self.get_quote(ticker_symbol)
         if yf is None:
-            options_chain = self._fallback_options_chain(ticker_symbol, quote, source="fallback")
-            await self.cache.set_json(cache_key, options_chain)
-            return options_chain
+            payload = self._fallback_option_expirations(
+                ticker_symbol,
+                quote,
+                source="fallback",
+                error="yfinance is not installed",
+            )
+            await self.cache.set_json(cache_key, payload)
+            return payload
 
         try:
             ticker = yf.Ticker(ticker_symbol)
             expirations = await asyncio.to_thread(lambda: list(ticker.options or []))
             if not expirations:
-                options_chain = self._fallback_options_chain(
+                payload = self._fallback_option_expirations(
                     ticker_symbol,
                     quote,
                     source="fallback",
                     error="No option expirations returned by yfinance",
                 )
-                await self.cache.set_json(cache_key, options_chain)
-                return options_chain
+                await self.cache.set_json(cache_key, payload)
+                return payload
 
-            # Limit initial load to the nearest expirations so the page can render quickly.
-            expirations = expirations[:3]
-
-            calls: list[dict[str, Any]] = []
-            puts: list[dict[str, Any]] = []
-
-            for expiry in expirations:
-                try:
-                    chain = await asyncio.to_thread(ticker.option_chain, expiry)
-                except Exception as exc:  # pragma: no cover - network dependent
-                    logger.warning("Failed to fetch option chain for %s %s: %s", ticker_symbol, expiry, exc)
-                    continue
-
-                calls.extend(self._normalize_option_rows(chain.calls, ticker_symbol, expiry, "call"))
-                puts.extend(self._normalize_option_rows(chain.puts, ticker_symbol, expiry, "put"))
-
-            if not calls and not puts:
-                options_chain = self._fallback_options_chain(
-                    ticker_symbol,
-                    quote,
-                    source="fallback",
-                    error="No option contracts returned by yfinance",
-                )
-                await self.cache.set_json(cache_key, options_chain)
-                return options_chain
-
-            options_chain = {
+            payload = {
                 "symbol": ticker_symbol,
                 "updated_at": datetime.now(UTC).isoformat(),
                 "expirations": expirations,
-                "calls": calls,
-                "puts": puts,
-                "rows": sorted(calls + puts, key=lambda row: (row["expiry"], row["strike"], row["type"])),
                 "underlying_price": quote["price"],
                 "source": "yfinance",
             }
-            await self.cache.set_json(cache_key, options_chain)
-            return options_chain
+            await self.cache.set_json(cache_key, payload)
+            return payload
         except Exception as exc:  # pragma: no cover - network dependent
-            logger.warning("Failed to fetch options chain for %s from yfinance: %s", ticker_symbol, exc)
-            options_chain = self._fallback_options_chain(
+            logger.warning("Failed to fetch option expirations for %s from yfinance: %s", ticker_symbol, exc)
+            payload = self._fallback_option_expirations(
                 ticker_symbol,
                 quote,
                 source="fallback",
                 error=str(exc),
             )
-            await self.cache.set_json(cache_key, options_chain)
-            return options_chain
+            await self.cache.set_json(cache_key, payload)
+            return payload
+
+    async def get_options_chain_for_expiry(self, symbol: str | None = None, expiry: str | None = None) -> dict[str, Any]:
+        ticker_symbol = (symbol or self.default_symbol).upper()
+        expirations_data = await self.get_option_expirations(ticker_symbol)
+        expirations = list(expirations_data.get("expirations") or [])
+        target_expiry = expiry or (expirations[0] if expirations else None)
+        quote = await self.get_quote(ticker_symbol)
+
+        if not target_expiry:
+            return self._fallback_options_chain(
+                ticker_symbol,
+                quote,
+                expirations=expirations,
+                selected_expiry=None,
+                source=expirations_data.get("source", quote.get("source", "fallback")),
+                error=expirations_data.get("error"),
+            )
+
+        cache_key = f"options:{ticker_symbol}:{target_expiry}"
+        cached = await self.cache.get_json(cache_key)
+        if cached and isinstance(cached, dict):
+            return cached
+
+        if yf is None:
+            payload = self._fallback_options_chain(
+                ticker_symbol,
+                quote,
+                expirations=expirations,
+                selected_expiry=target_expiry,
+                source="fallback",
+                error="yfinance is not installed",
+            )
+            await self.cache.set_json(cache_key, payload)
+            return payload
+
+        try:
+            ticker = yf.Ticker(ticker_symbol)
+            chain = await asyncio.to_thread(ticker.option_chain, target_expiry)
+            calls = self._normalize_option_rows(chain.calls, ticker_symbol, target_expiry, "call")
+            puts = self._normalize_option_rows(chain.puts, ticker_symbol, target_expiry, "put")
+
+            if not calls and not puts:
+                payload = self._fallback_options_chain(
+                    ticker_symbol,
+                    quote,
+                    expirations=expirations,
+                    selected_expiry=target_expiry,
+                    source="fallback",
+                    error="No option contracts returned by yfinance",
+                )
+                await self.cache.set_json(cache_key, payload)
+                return payload
+
+            payload = {
+                "symbol": ticker_symbol,
+                "selected_expiry": target_expiry,
+                "updated_at": datetime.now(UTC).isoformat(),
+                "expirations": expirations,
+                "calls": calls,
+                "puts": puts,
+                "rows": sorted(calls + puts, key=lambda row: (row["strike"], row["type"])),
+                "underlying_price": quote["price"],
+                "source": "yfinance",
+            }
+            await self.cache.set_json(cache_key, payload)
+            return payload
+        except Exception as exc:  # pragma: no cover - network dependent
+            logger.warning("Failed to fetch options chain for %s %s from yfinance: %s", ticker_symbol, target_expiry, exc)
+            payload = self._fallback_options_chain(
+                ticker_symbol,
+                quote,
+                expirations=expirations,
+                selected_expiry=target_expiry,
+                source="fallback",
+                error=str(exc),
+            )
+            await self.cache.set_json(cache_key, payload)
+            return payload
+
+    async def get_options_chain(self, symbol: str | None = None) -> dict[str, Any]:
+        ticker_symbol = (symbol or self.default_symbol).upper()
+        expirations_data = await self.get_option_expirations(ticker_symbol)
+        expirations = list(expirations_data.get("expirations") or [])
+        if not expirations:
+            quote = await self.get_quote(ticker_symbol)
+            return self._fallback_options_chain(
+                ticker_symbol,
+                quote,
+                expirations=[],
+                selected_expiry=None,
+                source=expirations_data.get("source", quote.get("source", "fallback")),
+                error=expirations_data.get("error"),
+            )
+        return await self.get_options_chain_for_expiry(ticker_symbol, expirations[0])
 
     async def get_strategies(self, symbol: str | None = None) -> dict[str, Any]:
         ticker = (symbol or self.default_symbol).upper()
@@ -184,7 +254,7 @@ class DataService:
             logger.warning("Failed to fetch %s from yfinance: %s", symbol, exc)
             return self._fallback_quote(symbol, source="fallback")
 
-    def _fallback_options_chain(
+    def _fallback_option_expirations(
         self,
         symbol: str,
         quote: dict[str, Any],
@@ -192,10 +262,32 @@ class DataService:
         source: str,
         error: str | None = None,
     ) -> dict[str, Any]:
-        options_chain = {
+        payload = {
             "symbol": symbol,
             "updated_at": datetime.now(UTC).isoformat(),
             "expirations": [],
+            "underlying_price": quote["price"],
+            "source": source,
+        }
+        if error:
+            payload["error"] = error
+        return payload
+
+    def _fallback_options_chain(
+        self,
+        symbol: str,
+        quote: dict[str, Any],
+        *,
+        expirations: list[str],
+        selected_expiry: str | None,
+        source: str,
+        error: str | None = None,
+    ) -> dict[str, Any]:
+        options_chain = {
+            "symbol": symbol,
+            "selected_expiry": selected_expiry,
+            "updated_at": datetime.now(UTC).isoformat(),
+            "expirations": expirations,
             "calls": [],
             "puts": [],
             "rows": [],
diff --git a/docs/ROADMAP.md b/docs/ROADMAP.md
index 9949915..b3e24b1 100644
--- a/docs/ROADMAP.md
+++ b/docs/ROADMAP.md
@@ -237,11 +237,46 @@ DATA-001 (Price Feed)
 
 ---
 
+## Fast Follow-up Backlog
+
+### DATA-002A: Lazy Options Loading [P0, S] **[depends: DATA-002]**
+**As a** trader, **I want** the options page to render immediately **so that** it feels responsive and usable.
+
+**Acceptance Criteria:**
+- Initial page load fetches only expirations plus one default expiry chain
+- Changing expiry fetches that expiry on demand
+- Browser test verifies `/options` becomes visible quickly
+- No visible 500/runtime error during page load
+
+**Dependencies:** DATA-002
+
+### DATA-001A: Live Overview Price Wiring [P0, S] **[depends: DATA-001, PORT-001]**
+**As a** portfolio manager, **I want** the overview cards to use live quote data **so that** the displayed spot/LTV values are trustworthy.
+
+**Acceptance Criteria:**
+- Overview page uses live quote from service instead of hardcoded `215.0`
+- Display source and last updated timestamp
+- Margin call / LTV calculations use configured portfolio values
+- Browser test verifies overview renders with live data metadata
+
+**Dependencies:** DATA-001, PORT-001
+
+### OPS-001: Caddy Route for Production Dashboard [P1, S] **[depends: deploy-stable]**
+**As a** VPN user, **I want** to reach the deployed dashboard at `vd1.uncloud.vpn` **so that** I can access it without SSH port forwarding.
+
+**Acceptance Criteria:**
+- Caddy route proxies `vd1.uncloud.vpn` to local deployment container
+- Route works over the VPN only
+- Health check succeeds through Caddy
+- Deployment docs include the route and where it lives
+
+**Dependencies:** stable deployed app on VPS
+
 ## Implementation Priority Queue
 
-1. **DATA-001** - Unblock all other features
-2. **PORT-001** - Enable user-specific calculations
-3. **DATA-002** - Core options data
+1. **DATA-002A** - Fix options UX/performance regression
+2. **DATA-001A** - Remove misleading mock overview price
+3. **OPS-001** - Add Caddy route once app behavior is stable
 4. **DATA-003** - Risk metrics
 5. **PORT-002** - Risk management safety
 6. **EXEC-001** - Core user workflow
diff --git a/tests/test_e2e_playwright.py b/tests/test_e2e_playwright.py
index 6aa7b87..bc82f74 100644
--- a/tests/test_e2e_playwright.py
+++ b/tests/test_e2e_playwright.py
@@ -18,6 +18,7 @@ def test_homepage_and_options_page_render() -> None:
         expect(page).to_have_title("NiceGUI")
         expect(page.locator("text=Vault Dashboard").first).to_be_visible(timeout=10000)
         expect(page.locator("text=Overview").first).to_be_visible(timeout=10000)
+        expect(page.locator("text=Live quote source:").first).to_be_visible(timeout=15000)
         page.screenshot(path=str(ARTIFACTS / "overview.png"), full_page=True)
 
         page.goto(f"{BASE_URL}/options", wait_until="domcontentloaded", timeout=30000)