docs: mark PORTFOLIO-002 and PORTFOLIO-003 done, update roadmap

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id: PORTFOLIO-002
title: Position Storage Costs
status: backlog
priority: P1
size: S
depends_on:
- PORTFOLIO-001
tags: [portfolio, costs]
summary: Allow users to configure storage costs for portfolio positions.
acceptance_criteria:
- Each position can have optional storage_cost_basis (annual % or fixed amount)
- Storage cost period selectable: annual, monthly
- Overview page shows aggregate storage cost impact on net equity
- Hedge recommendations account for storage drag
- Physical gold positions default to typical vault storage (e.g., 0.12% annual for allocated)
- GLD positions note that expense ratio is already baked into price
notes:
- For GLD: expense ratio decay is implicit, no separate storage cost needed
- For GC=F: roll costs (contango) are the primary storage analog
- For physical XAU: vault storage is explicit cost
- Storage costs affect LTV calculations (reduce effective equity)
implementation_hints:
- Add `storage_cost_basis: Decimal | None` to `Position`
- Add `storage_cost_period: "annual" | "monthly" | None` to `Position`
- Compute annualized storage cost for equity/P&L display
- Add storage cost breakdown to overview page